About Benefit Concepts of Arkansas

Founded in 1963, our agency has been providing insurance services to Arkansans for over 50 years.  We began as an agency focused on life insurance and expanded to include health insurance in the 90’s.  In the early 2000’s we began working with employers and businesses on the group benefits they offer to their employees. Today our specialty is working with individuals who are need of individual life/health insurance as well as businesses who need an agency to design, implement, and manage the benefit packages they offer their employees.

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Chad Gardner

Chad began his career in the insurance industry in 2002 and purchased our agency in 2008. Chad’s main areas of focus include helping businesses setup and maintain the benefit packages that they offer to their employees. Chad also specializes in working with individuals on their life insurance needs as well as health insurance.  He is a 1999 graduate of Harding University in Searcy, AR where he received his Bachelor’s of Business Administration in Professional Sales. Chad and his wife live in Maumelle, AR and have three young children.


Mary Gardner
Client Relations, Insurance Agent

Mary joined our team in 2017 to assist our growing agency and provide top-notch customer service to our clients.  Mary graduated from Harding University in 1999 and received her PhD in Clinical Psychology from Seattle Pacific University in 2008.  After 11 years of working in the field of mental health, Mary transitioned into our family’s insurance agency to provide additional support for customer service and to assist businesses with their benefit plans.  Mary resides in Maumelle with her family and is actively involved in the local business community within Central Arkansas. 

Paula Gray

Insurance Agent

Paula began her insurance career in 1993 and came to our agency in the early 2000’s.  She has a wealth of experience in managing employer’s workplace benefits.  Working directly with business owners and human resource managers, Paula will design and implement a group’s benefit plan and then help manage the day-to-day functions involved in their benefit package. Paula and her husband Bill reside in North Little Rock, AR.

Scott Roussel

Insurance Agent

Scott began working in insurance in 1976 alongside his father, Bill Roussel, who was one of the founders of our agency. Scott has an extensive background in life insurance as well as group health insurance.  Today, Scott resides with his wife Laura in Searcy, AR where he continues to help the clients he’s worked with for over 40 years in the insurance business.